June 16, 2015
To: All the People in the World
From: Felicia McCaw
Subject: Open the Floor for Discussion
Scenario - Accident 10-26-11
Insurance Company – Progressive Direct
Claim Number – 11-4748603
Tires – Purchased by Michigan Rehabilitation – All tires have warranty in case of contributing to accident.
Felicia McCaw was in an accident that occurred on October 26, 2011 and based on an exam by P.M.I. this reflected injuries in neck and spine and significant changes and alteration. Preferred Chiropractor also did an exam that reflects loss of curvature in neck of 74%.
During the onset of the lawsuit instructions were given to keep detailed records of mileage, expenses, doctor appointments, specialist, etc. and they would be reimbursed. A registered contractor was called in for examination of Felicia to check and verify injuries existed and was found that substantial injuries had been done that qualify for damages (Flint Office).
No payments for mileage or expenses, doctor bills, etc. were given for over three months Because they claimed a hold was on the case. Nothing was explained. Later in the claim there was a law change and my opinion is that it is illegal to change anything during a claim that is open and being processed and because of these changes I did not get paid and this keeps this claim open for contention and challenge due to possible fraud has occurred against Felicia and others.
Felicia clearly stated to the police officer that the light was green and the other driver claimed her light was green…both vehicles tried to avoid each other from impact but Felicia’s vehicle was hampered by defective new tires that prevented much maneuverability.
Based on this the only conclusion is that the light malfunctioned and the new tires were worthless because they would not adhere to concrete or asphalt and was a huge contributor to the inability to stop the vehicle by swerve or hard stop due to the lack of inability to rely on the tires.
No ticket should have been given because based on the tires being unreliable and the structural layout of tires guarantee 100% of braking power and depends on the tires or wheels capacity to roll smooth without jolts or wheel to stop by adherence with braking systems. An inferior tire (s) is a detriment and a factor that should be considered a cause in accidents as well as a lien against the company and should be allowed be well as a claim.
No reply has been received from the tire company and Progressive did not pay because they feel Felicia caused the accident. Felicia was barely doing 30 m.p.h. and driving past the Civic Center and no hurry to get home.
You are welcome to gather details and make this a case study for school and gather more input and information to teach them how claims, risks, challenge of contention are made.
I hope I get some feedback that is positive from them this time because a young lady from Progressive claimed and stated the tires are not considered a condition that count in an accident.
Good Luck Discussing.
Felicia McCaw
Permission to gather information – given. 6-16-2015 – 3:18 P.M.
Felicia McCaw
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment